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# How do I debit funds from my account ?

As long as your account balance is positive, you can withdraw funds and transfer them to your bank account.

* From your personal account, under the “**My portfolio**” section, click on the “**debit**” button
![](https://storage.crisp.chat/users/helpdesk/website/-/b/6/a/2/b6a20499f3f7d000/image_ntq5v4.png)

* Enter your bank account details and save

When you save your bank account details, you’ll be redirected to an authentication page provided by our payment provider [__Mangopay__](https://mangopay.com/). You’ll be asked to enter your email address, your telephone number and the PIN you previously provided during one of your previous authentication sessions. A code will be sent to you via text message, which you must enter for the authentication to be validated. [__Find out more about two-factor authentication__](https://help.raizers.com/fr/article/quest-ce-que-la-double-authentification-sur-raizers-et-comment-fonctionne-t-elle-ks83mv/)

* Your bank details are subject to an internal verification process, which may take between 24 and 48 hours. You will receive an email or notification once they have been validated.
* Once your bank details have been validated, go to the debit page, enter the amount you wish to debit, then click on “**Debit my account**”.
* The funds will appear in the bank account you have provided within 24 to 48 hours (standard interbank processing time).