How are transactions selected ?

How are private real estate debt transactions selected?

• By whom?

The audit department examines each candidate transaction. It is only following a rigorous selection process that a transaction may be presented to investors.
Before any deal is published online and presented to investors, it undergoes a rigorous analysis by the audit team based on strict criteria.

• What does this selection process involve?

Each deal is analysed from two perspectives:

• The operator: experience, financial soundness of the organisation, reputation…
• The project: location, profitability, market viability, administrative and technical security, pre-marketing stage…

Once the analysis is complete, the analyst considers the possible structuring of the project and identifies potential forms of security (mortgage, security trust, surety, GAPD, etc.) The application is then submitted to a selection committee, which reviews the transaction and determines whether it can be financed on the platform and under what conditions.

• Are some applications rejected?

The selection process is rigorous. More than half of the applications analysed do not pass the committee stage.

• What are the selection criteria?

As each transaction is different, the assessment criteria are not set in stone. What matters is the balance between the identified risks and the collateral put in place to secure the loan. To ensure this assessment is objective, analysts use a scoring tool that assigns an internal score to each application.

Updated on: 17/09/2026