What is the term or maturity of the loan ?

A figure set before the transaction is launched

The term of the loan, also known as its maturity, is determined in advance of each transaction, before it is listed on the platform. It indicates to the investor the maximum date by which they will be repaid the capital invested, as well as the interest accrued over the period.

A generally short term, specific to private property debt

In the private property debt market in general, the term of a loan is most often between 12 and 36 months, with an average generally falling between 20 and 21 months.

What this means for you in practice

This maturity date is a contractual maximum, not a guarantee: early repayment is possible if the transaction is settled earlier than expected (for example, an early sale of the property), whilst a delay is also possible if the transaction encounters difficulties. This is an inherent risk of this type of investment that you should take into account in your investment allocation.

Updated on: 17/09/2026